In today's world, it's important to be prepared for the worst-case scenario to maintain integrity in your life. If you rely on your paycheck to cover your daily expenses and are hospitalized for an extended period, your income may be interrupted, causing you and your family financial strain while you should be focusing on recovery. Fortunately, there are Short-term and Long-term Disability Insurance policies available, as well as state and federal assistance programs to help those in need. Take the time to plan for unexpected income disruptions and seek advice from a lawyer or insurance professional before making any final decisions. Unfortunately, disability insurance policies are not generally available for people over 59 years of age, so if you are older than that, you may have to rely on state or federal assistance. See below. (Compare Federal, State, and Private Disability HERE.)

To access relevant information for your area, please locate your state or local jurisdiction in the list below. If the information in the provided links appears overwhelming and hinders you from taking action, you may consider becoming a One Extra Life Club member. Our community includes professionals from your state who provide their services to our members at discounted rates. We thoroughly assess them for their high performance and integrity admitting them to our community.

Please note that this is not legal advice, and is intended only to point out the possibility of peace of mind that comes from taking appropriate action.